Mercury Auto Insurance Reviews, Ratings, Quotes, Customer Service Phone Number


The Mercury Insurance Group is one of the most prestigious and well recognized insurance companies in the Unites States. They offer comprehensive insurance plans that cover autos, homes, condos, mechanical breakdowns, and businesses. Mercury Insurance Group has been offering auto insurance since 1962, and started expanding into other states by 1990. As of today, they are the third largest auto insurance company in California, and have offices in Florida, Georgia, Pennsylvania, Texas, and other states. The Mercury Insurance Group (MCY) is publically traded and markets the policies via independent brokers and agencies. So far, the consumer reviews for Mercury Insurance Group have been generally favorable, so let’s take an overview of what to expect.

Financial Stability Rating

The Mercury Insurance Group, as stated before, is one of the most prestigious publically traded companies in the United States. In fact, it was rated as one of the most trustworthy companies in The United States in 2012. On the whole, Mercury Insurance Group is financially strong and stable, and ranks at A+ on AM Best Financial Rating. They also have an above average score of 0.67 on the NAIC Complaint Index. To sum it up, Mercury Insurance Group is financially sound and has been for the better part of the past two decades.

Important Features

The Mercury Insurance Group has been providing auto insurance since 1962, and today they offer an online interface that is simple to use with great functionality. Mercury Insurance Group made a name for itself for writing sub standard policies at a time when other premier insurance companies did not want to be involved with high risk drivers. However, this worked out well for Mercury Insurance Group, as they now have a strong foothold in markets like Arizona, California, Florida, Georgia, Illinois, Michigan, New Jersey, Nevada, New York, Oklahoma, Pennsylvania, Texas, and Virginia. While you can get a quote online, you can also contact one of the 5,500 representatives of Mercury auto insurance from their network.

The website for Mercury Insurance Group has room for improvement, but it does cover the basic features for policy holders, like an option for paying premiums online and printing the identification cards. Policy holders can also choose from different payment options, like mail, through the phone, or at the Mercury payment centers. That being said, there are just nine Mercury payment centers where in-person payments are allowed, and they are only located in California, Texas, and Florida.

Pros

  • Online quotes with great rates.
  • Network of agents provide exceptional personalized service when purchasing auto insurance.
  • Financially stable and strong.
  • Good discounts and online interface.
  • Insurance premiums fluctuate based on consumer driving profile and the state of their residence.
  • Not as many discounts as other premier auto insurance companies provide.
  • Occasional delays in response and claims follow up.

Cons

  • Insurance premiums fluctuate based on consumer driving profile and the state of their residence.
  • Not as many discounts as other premier auto insurance companies provide.
  • Occasional delays in response and claims follow up.

The Verdict

Mercury Insurance Group is one the best auto insurance companies in the US, especially when it comes to their market states. If you haven’t been inspired by Mercury as of yet, watch some of the hilarious UFO type commercials and you’ll think otherwise.

Mercury Auto Insurance Customer Service / Support Phone Number for getting a quote or filing a claim:
Get a quote phone number: 800-956-3728
Phone Number to file an auto insurance claim: 800-503-3724

The General Auto Insurance Reviews, Ratings, Quotes, Customer Service Phone Number

The General Auto Insurance Company is one of the few premier insurance companies that only provide coverage for automobiles. Officially known as The General Automobile Insurance Services in California and Georgia, and as A-1 General Insurance Agency, Inc. in Ohio, the company was one of the first in its industry to provide an online interface for products. Since 1992, The General has gained a strong reputation for its affordable insurance plans and great online quotes. A subsidiary of Ingram Industries, Inc. The General belongs to one of the biggest private companies in the United States.

Financial Stability Ratings

The General Auto Insurance Company has been rated highly for its financial strength and stability. It provides online insurance services form Permanent General Assurance Corporation, and The General Automobile Insurance Company. Recognized by A.M. Best, The General rates at A- (excellent) on their scale.

Important Features

The General Auto Insurance Company is popular for providing affordable insurance plans with low down payments. While payment is generally offered by credit card, The General also accepts electronic checks from some states. The General basically targets the market that finds it unreasonable to apply for auto coverage and insurance from other premier insurance companies. People who are getting auto insurance for the very first time and people who have a history of bad driving, or people with average credit ratings can have a better chance of getting their vehicles insured with The General.

The General Auto Insurance Company basically provides auto coverage for all types of individuals. The company offers flexible monthly payments with their budget sensitive payment plans. All you have to do is get an electronic verification of you, the driver, and the vehicle to buy The General insurance policy. The policy and claims service provides top quality consumer experience and is geared towards helping customers in the fastest and most effective way possible.

Pros

  • No personal information required when requesting for quotes through their website.
  • Online quotes and processes are completed within minutes.
  • Provides a simple 3 step online application process for consumers that involve requests for quotations, buying the policy, and printing the proof of insurance.
  • Policies have room for personalization which can help meet the vehicle owner’s needs.
  • Well trained technical and support staff to answer any queries and concerns that prospective consumers may have.
  • Affordable plans that provide comprehensive auto coverage.
  • Low down payments.
  • Ideal for people with bad driving record or average credit ratings.
  • Limited insurance plans to choose from.
  • Limited discounts compared to other auto insurance companies.
  • Not as highly reviewed as other auto insurance companies that are more less priced the same.

Cons

  • Limited insurance plans to choose from.
  • Limited discounts compared to other auto insurance companies.
  • Not as highly reviewed as other auto insurance companies that are more or less priced the same.

The Verdict

While many people claim that The General is not as comprehensive as other premier auto insurance companies, we do have to take into account that it is solely focused on car insurance. For this reason, consumers are liable for low rates, affordable insurance plans, and a great online interface with management tools to top it all up.

The General Auto Insurance Customer Service / Support Phone Number To File a Claim or  Get a Quote: 

Office Headquarters Address:
2636 Elm Hill Pike, Suite 510
Nashville, Tennessee 37214
Phone Number : 1-866-519-7422

Other Office Locations in Louisiana:

Baker Office Address: 1352 Main Street, Baker, LA 70714
Phone Number : 225-775-5217
Fax Number : 225-775-6159

Covington Office Address: 1200 Business Hwy 190, Suite 11, Covington, LA 70433
Phone Number : 985-892-5700
Fax Number : 985-892-5090

Denham Springs Office Address: 2210 S. Range Ave. Suite C, Denham Springs, LA 70726
Phone Number : 225-667-9789
Fax Number : 225-664-7921

Gonzales Office Address: 1027 N. Airline Hwy, Gonzales, LA 70737
Phone Number : 225-647-6030
Fax Number : 225-647-0354

Greensburg Office Address: 6131 Hwy 10 Suite B, Greensburg, LA 70441
Phone Number : 225-222-4517
Fax Number : 225-222-4530

Gretna Office Address: 1820 Belle Chasse Hwy Suite 102, Gretna, LA 70056
Phone Number : 504-376-8445
Fax Number : 504-376-8897

Hammond Office Address: 1320 N. Morrison Suite 121, Hammond, LA 70401
Phone Number : 985-345-3666
Fax Number : 985-345-3612

Houma Office Address: 6108 West Park Ave., Houma, LA 70360
Phone Number : 985-851-7055
Fax Number : 985-851-7681

Kenner Office Address: 2309 Veterans Blvd, Kenner, LA 70062
Phone Number : 504-469-9200
Fax Number : 504-469-9493

Lafayette Office Address: 514 Johnson Street, Lafayette, LA 70501
Phone Number : 337-233-3400
Fax Number : 337-269-1219

Metairie Office Address: 3205 Cleary Ave., Suite 3, Metairie, LA 70002
Phone Number : 504-885-5711
Fax Number : 504-885-5713

Mid-City Office Address: 2930 Canal Street Suite 100, New Orleans, LA 70119
Phone Number : 504-482-5556
Fax Number : 504-482-3223

Plank Road Office Address: 5930 Plank Road, Baton Rouge, LA 70805
Phone Number : 225-355-6453
Fax Number : 225-355-8044

Port Allen Office Address: 1000 Court Street, Port Allen, LA 70767
Phone Number : 225-267-4600
Fax Number : 225-267-6622

Siegen Office Address: 6031 Siegen Lane, Suite I, Baton Rouge, LA 70809
Phone Number : 225-926-7976
Fax Number : 225-291-9503

Sherwood Office Address: 11818 Coursey Blvd, Baton Rouge, LA 70816
Phone Number : 225-291-0806
Fax Number : 225-291-0910

Slidell Office Address: 2155 Gause Blvd, Slidell, LA 70461
Phone Number : 985-649-0392
Fax Number : 985-649-0622

Walker Office Address: 29568 Walker South Road, Suite C, Walker, LA 70706
Phone Number : 225-791-7373
Fax Number : 225-791-6880

MetLife Auto Insurance Reviews, Ratings, Quotes, Customer Service Phone Number

MetLife Auto Insurance takes its roots from the Metropolitan Life Insurance Co. founded in 1863. Originally started as an insurance business for Civil War sailors and soldiers, MetLife soon moved into life insurance, and then auto insurance as we know it. As of today, there are nine insurance companies affiliated with MetLife and MetLife Auto write policies in all the 50 states.

MetLife Auto Insurance has been known as for its American tradition and comprehensive insurance packages. In fact, the GrandProtect policy allows people to combine their homes, autos, RVs, boats, and other valuable items in one policy package. In other words, you will receive just one bill for all these items and with only one deductible. MetLife Auto Insurance offers discounts for safe drivers and employees that are in participating associations and companies. So the longer a person is a member of the participating group, the better the discounts will be.

Financial Stability Ratings

MetLife Auto Insurance is one of the better car insurance companies with sound financial stability. In fact, the A.M Best FSR rates MetLife Auto Insurance at A-, whereas the ICR Rating for the company is stable. The S&P rating for the company is very strong, which shows that overall, MetLife is pretty stable financially and has a large customer base to support their case as well.

Important Features

MetLife Auto Insurance offers excellent quotes with an easy to use online tool than other competing companies. The tool allows you to select coverage levels, drivers, vehicles, and also search for employment or membership discounts. They also have strong policy management options that allow consumers to add drivers, change vehicles, and change their coverage plan from a comprehensive online dashboard. This allows users flexibility and control over the policies and meet their changing needs overtime.

The claims management process is hassle free and geared towards getting the consumers back on the road ASAP. MetLife Auto Insurance provides a Choice program that can allow you to choose the location for getting your vehicle repaired without any restrictions. They also offer a CARE program that is established to offer concierge services so that a rental car is in line once your vehicle is in repair.

Pros

  • Discounts for families, good driver, multiple vehicles, and multiple drivers.
  • Comprehensive plan that covers home, auto, and other items in one coverage plan.
  • Great online quote, policy, and claims management tools.
  • Covers all the 50 states.
  • Difficult learning materials without much resource to offer.
  • Limited driver discounts compared to other auto insurance companies with similar credentials.
  • Poor mobile capabilities compared to other auto insurance companies. Offers limited features to Apple and Android users.

Cons

  • Difficult learning materials without much resource to offer.
  • Limited driver discounts compared to other auto insurance companies with similar credentials.
  • Poor mobile capabilities compared to other auto insurance companies. Offers limited features to Apple and Android users.

The Verdict

MetLife Auto Insurance is one the prime insurance companies in the United States and ranks up there with the best. It is ideal if you are looking for a comprehensive insurance plan with streamlined payments and processes. However, if you are more geared towards driver discounts, then you can find better auto insurance companies in this aspect.

MetLife Auto Insurance Customer Service / Support Phone Number and other useful links to file a claim and get a quote online:

For filing an auto claim call 1-800-854-6011 any time. To file a claim online visit this link https://www.metlife.com/individual/insurance/auto-insurance/auto-claim-form.html
If you have any claim related to glass like a crack or broken windshield you can visit this link https://soar.glassclaim.com/v1/sv2/ActiveCalls/MainFrameReferrals/Script/Script.aspx and file your claim.
For making any towing insurance claim please visit the following link https://online.metlife.com/edge/web/public/login and give the details of incident.

Customers Service / Support for individual Auto Insurance Policies Contact phone number : 1-800-422-4272 and the policies which were bought through an employee or with a association program please call this phone number 1-800-438-6381

For the list of repair facilities which work with MetLife Auto & Home Concierge Auto Repair ExperienceSM (“CARE”) you can call the following phone number 1-800-854-6011

If you are looking to pay your bills over the phone here are some useful phone numbers:
For auto insurance policy bought through an agent : 800-680-3354
For the policy which was bought online or by phone: 800-422-4272 and 800-438-6381 (Use this number if there was a discount given on premium through your employer or any group benefit program)

To pay premium using a Regular Mail you can use this mailing address : MetLife Auto & Home, PO Box 41753, Philadelphia, PA 19101-1753
To pay premium using a Overnight Mail you can use this mailing address : Remitco, MetLife Auto & Home, Lockbox 941753, 2080 Cabot Blvd. West, Langhorne, PA 19047

Nationwide Auto Insurance Reviews, Ratings, Quotes, Customer Service Phone Number

Nationwide Mutual Insurance is a team of large financial services and insurance providers in the United States. The companies are mainly headquartered in Columbus, Ohio, while having regional headquarters in several other localities across the country. The group was established in 1926 and has ever since gone on to increase its strength by adding more and more companies to the team. As of now, Nationwide Mutual Insurance is also among the leading auto insurance providers in the United States.

Coverage Options for Mechanical Issues

Nationwide auto insurance excels in terms of its coverage options for mechanical issues such as breakdowns. The company provides its customers with a vast variety of optional benefits. Thanks to their mechanical breakdown coverage, policyholders can rest assured all of their woes regarding sudden engine parts replacements and repairs will be taken care of without any restrictions.

Plus, towing coverage and roadside assistance also count as substantial benefits in the event of lockouts or breakdowns, regardless of wherever they may occur. Apart from that, another feature of Nationwide’s offerings which is worth mentioning is their coverage for rental car reimbursement. Through this option, insured individuals can remain on the road even when their cars may be getting repaired. This option also provides reimbursement in case you opt for public transportation instead of a rental car.

Driver Discounts

Nationwide’s options for driver discounts are indeed pretty decent. However, they do lack in terms of diversity. As you go through their offerings, you would barely find some of the standard options which are available in many a top insurance providers’ selections. For instance, low-mileage drivers and military members wouldn’t find anything to suit them in Nationwide’s options.

Nationwide Auto Insurance Reviews
Nationwide Auto Insurance Reviews

Another shortcoming is the fact that policyholders aren’t provided discounts despite making advance payments on their full poly premiums, which can seem quite unfair given that other insurers have several special offerings in this regard. Similarly, long-term clients don’t get any rewards in the form of loyalty discounts. Despite the fact that these may not be substantial elements in an insurer’s selection, they do make the difference at the end of the day. And perhaps this is mainly why Nationwide lacks behind in the auto insurance providers’ ranks.

Financial Ratings

Nationwide Mutual Insurance receives generally favorable reviews for financial stability from major financial review firms. The company’s most notable ratings are as follows:

  • A.M. Best FSR: A+ Rating
  • A.M. Best ICR: aa- Rating
  • Moody’s: A1 Rating
  • Standard & Poor’s: A+ Rating

The Verdict

There is no doubt regarding the fact that the company offers exceptional options for coverage along with excellent tools for policy management. Nationwide’s brilliance extends with admirable claims support as well. As such, it is justified to have the company rank among the most notable auto insurance providers in the industry. The only drawbacks to their services may be a few common discounts and a not-so up-to-date mobile app, but all in all, there are more impressive features in their selection that overshadow these shortcomings in Nationwide’s offerings.

File a claim with  Nationwide Auto Insurance, Customer Service / Support Phone Number : 1-800-421-3535 Available 24/7

Get a free Nationwide auto insurance quote online: https://getquote.nationwide.com

Phone number for Nationwide Auto Insurance quote: (866) 633-5749

Auto Club of Southern California Reviews, Ratings, Quotes, Customer Service Phone Number

The Automobile Club of Southern California is operated by the widely popular motor clubs federation, the American Automobile Association (AAA). The Auto Club is regarded as their primary affiliate in Southern California.

Established in 1900 and headquartered in Los Angeles, the Auto Club is among the country’s first few motor clubs which were founded to propose traffic laws, improve roads, and enhance the overall conditions for drivers. As of now, the Auto club is the sole largest recruit of the AAA motor clubs federation, having over 6.2 million customers in Southern California alone, and a total number of 13.6 million customers throughout the nation in its subdivisions which expand across 20 states.

Auto Insurance Options

The Auto Club offers standard options for auto insurance coverage across their Southern Californian division. The company provides liabilities for property damage and bodily injury, both of which cover for any damages caused in an accident to another individual’s automobile or property, including telephone poles and fences. Apart from that, the company also offers Personal Injury Protection (shortened as PIP), which mainly provides coverage for medical expenses faced by an insured driver in case of an accident despite being at fault.

The company also provides optional coverage for damages to a policyholder’s vehicle due to collisions and accidents. Comprehensive options for covering loss from damages due to natural disaster, fire, or vandalism are also available. Generally, for these types of options, a deductible applies.

Furthermore, other options for protection include coverage for renting a vehicle while an insured’s car is under repair from a collision. The only limitation is that this policy is applicable if the accident occurred with another driver who was at fault while being under insured or uninsured.

Auto Club of Southern California Reviews
Auto Club of Southern California Reviews

Benefits of Auto Club’s Coverage

The Auto Club of Southern California isn’t only an impressive auto insurance provider. They also offer a wide variety of other benefits to their policyholders and members. The primary advantages of being insured by the Auto Club include roadside assistance in case of a flat tire, breakdown, or low fuel tank. All of these services are a well known trademark of AAA motor clubs.

Apart from that, the Auto Club also offers trip advising and planning. They provide driving directions, maps, as well as exclusive deals to insureds. Plus there’s another added benefit of AAA membership, as members of this motor club can enjoy additional discounts as offered by a variety of businesses including automotive rental agencies and hotels.

Financial Strength Ratings

The Auto Club receives generally positive ratings from all major rating companies. For instance, the nationally designated financial review firm A.M. Best gave them an A+ rating, which is the company’s highest possible rating. Apart from A.M. Best, Standard & Poor’s also gives the company a favorable rating of AA.

The ratings undoubtedly portray the Auto Club’s quality of honoring their financial commitments. These positive reviews also assure the audience that the insurer has a strong financial background and is well capable of remaining stable in the market for years to come.

File a claim with  Auto Club of Southern California Auto Insurance, Customer Service / Support Phone Number : 1-800-67-CLAIM Available 24/7

Get a free Auto Club of Southern California auto insurance quote online: www.calif.aaa.com

Phone number for Auto Club of Southern California Auto Insurance quote: 1-877-552-4934

Liberty Mutual Auto Insurance Reviews, Ratings, Quotes, Customer Service Phone Number

Liberty Mutual, officially called the Liberty Mutual Group, but more commonly known as Liberty Mutual Insurance due to their primary business line, is a global insurer located in the US. According to the 2012 Property and Casualty direct written premium, the company is the third largest casualty and property insurer in America. Liberty Mutual also ranks among the Fortune 100 corporations as of 2013, coming in at 76th.

The company is mainly headquartered in Boston, Massachusetts but has over 900 locations across the world, employing more than 50,000 people. Liberty Mutual was established in 1912.

Coverage Options for New Cars

Buying a brand new vehicle through an automotive loan is fairly common. However, as observed in a majority of instances, the car’s value hardly ever covers the automotive loan’s expense in case an accident occurs not too long after the purchase is made. If you’ve recently bought a new vehicle then Liberty Mutual’s new car replacement and GAP coverage are two impressive insurance options that keep your well protected in terms of financial losses.

Driver Discounts

Driver discounts are necessary as they help you locate an auto insurance premium which is affordable for you. In terms of Liberty Mutual’s auto insurance products, although there are a variety of options for driver discounts, none of them are as impressive as the driver discounts of some other auto insurance providers in the market.

Impressive Online Features

In terms of online features, Liberty Mutual auto insurance is packed with several impressive options. The customers are facilitated with live chat support through which all of their queries and problems can be answered by a customer service representative within minutes. Apart from that, the company also has strong online resources, all of which provide their clients with the tools and knowledge they need to understand the automotive insurance industry.

Roadside Assistance and Other Coverages

Liberty Mutual also offers the standard roadside assistance option along with an opt-in labor and towing coverage feature. However, there is no coverage for mechanical breakdowns in the company’s products. Mechanical breakdown coverage keeps your financials secured in case you have to face unexpectedly hefty bills from your mechanics, and if you believe you need coverage for these expenses then Liberty Mutual certainly does not qualify as the suitable option for you.

Financial Stability Ratings

Liberty Mutual Insurance receives generally positive ratings from reputable financial ratings companies. The company’s most impressive ratings, as given by the most popular firms, are as follows:

  • A.M. Best FSR: A Rating
  • A.M. Best ICR: a Rating
  • Moody’s: A2 Rating
  • Standard & Poor’s: A- Rating

The Verdict

It goes without saying that Liberty Mutual is a well reputed insurance provider and their fame is well justified thanks to the variety of impressive coverage options they provide in terms of auto insurance. Although the company may lack in the driver discounts department, but their online support and resources more than make up for their shortcomings and portray them as a strong choice for an auto insurance provider.

To file a claim with  Liberty Mutual Auto Insurance, Customer Service / Support Phone Number : 1 (888) 398-8924 Available 24/7

Get a free Liberty Mutual auto insurance quote online: http://www.libertymutual.com/auto-insurance

Phone number for Liberty Mutual Auto Insurance quote: 1 (800) 837-5254

Allstate Auto Insurance Reviews, Ratings, Quotes, Customer Service Phone Number

The Allstate Corporation is the largest publicly held insurance provider as well as the third largest insurer for personal lines in the US. The company was established in 1931 and was linked with Sears, Roebuck and Co. at that time, until 1993 when it was eventually spun off. Allstate is headquartered in Northfield Township, Illinois.

Apart from having a stable line of operations in the US, the company also runs operations for personal lines insurance in Canada. It provides several services for insurance, perhaps, out of which, the most notable being the company’s selection for auto insurance products.

Impressive Claims Process

Allstate auto insurance offers all the options policyholders need in order to navigate through the claim process easily and in full confidence. This is due to the company’s detailed step by step guide which it facilitates its customers with. Insureds can enjoy personalized service thanks to claims agents, but they also have online and mobile access to the company’s tools for claim filing and this most definitely helps streamline the process of reporting procedures.

Customers can also easily schedule their repairs as they don’t have to go through annoying restrictions which limit them from opting for a repair facility. Policyholders are free to choose their own local auto repair shop or pick one from the Allstate Good Hands Repair Network.

Basic Options for Vehicle Coverage

Although Allstate has most of the standard options for auto insurance coverage, it still falls short as compared to some of the bigger auto insurance providers in the market. This is mostly due to the fact that Allstate doesn’t offer GAP or mechanical breakdown coverage.

Thanks to mechanical breakdown coverage, a driver can have their vehicle’s parts replacements and engine repairs covered which aren’t being financed by the car warranty. This type of coverage is of great help for those having old cars. Apart from that, GAP coverage is equally impressive as it offers to pay any of your vehicle loan’s remaining balance in case of an accident. Unfortunately, despite being standard throughout the industry, these two major coverage options aren’t available in Allstate’s auto insurance features.

All State Insurance Reviews
Allstate Insurance Reviews

Financial Stability Ratings

Allstate has been well reviewed by all major financial review companies and receives positive ratings from names such as A.M. Best and Standard & Poor’s. The company’s most impressive ratings to date are as follows:

  • A.M. Best FSR: A+ Rating
  • A.M. Best ICR: aa- Rating
  • Moody’s: Aa3 Rating
  • Standard & Poor’s: AA- Rating

The Verdict

Allstate auto insurance provides several features which are worthy of your attention. Offerings such as online tools for policy management as well as helpful resources for accidental claim filings are very impressive as they help you learn more about your coverage options. Although the company may lack in terms of coverage benefits and discounts that some of the other providers are so full on, it still makes a solid choice for an insurance provider for many individuals.

 

To file a claim with  Allstate Auto Insurance, Customer Service / Support Phone Number : 1.800.ALLSTATE (1-800-255-7828) Available 24/7

Get a free Allstate auto insurance quote online: http://www.allstate.com/auto-insurance.aspx

Phone number for Allstate Auto Insurance quote: 1.800.ALLSTATE (1-800-255-7828)

Other Customer Service Phone Numbers:

GEICO Phone Number

GEICO Auto Insurance Reviews, Ratings, Quotes, Customer Service Phone Number

You might remember GEICO pretty well for their advertising campaigns that always include a gecko. Established in 1936 as the Government Employees Insurance Company (GEICO), the auto insurance giants are one of the most renowned insurance companies in the United States, and the entire world for that matter.

While many customers have raised their concerns over the fact that the GEICO auto insurance does not cover some of the basic vehicle options that other auto insurance companies provide, it does however provide the lowest quotes in the United States. On top of that, GEICO provides its customers with informational resources and accounts management tool online, which adds to the customer experience.

Financial Stability and Other Ratings

As said before, GEICO is one of the most renowned auto insurance companies in the US, and is very stable financially. The company scores an astonishing 4.9 out of 5 in terms of Financial Strength and Customer Compliant. This indicates one of the highest scores in all types of insurance companies. On the downside though, J.D. Power Overall rating for GEICO is only 2.5, but that has more to do with the coverage options that anything else.

Apart from that, A.M. Best gives GEICO a highly impressive ‘A++’ in terms of financial strength, and an overall rating of 91.10.

The Good

GEICO has really made its mark as one of the premium auto insurance company when it comes to policy coverage choices in both standard and add-on options. Standard policy options cover personal injury and property damage liability and provide protection against property damaged by uninsured motorists. You can also choose the emergency roadside coverage that allows you to get immediate help when you need towing or when you’re locked out from your car. Rental reimbursement allows you free access to rental cars when your car is being repaired. GEICO also provides coverage for glass and windshield as well. GEICO also offers some of the cheapest quotes in specific areas, something that is redundant in practice by other prime auto insurance companies.

The Bad

While GEICO is definitely one of the most comprehensive auto insurance services, it is not one of the best when compared to other prime insurance services that offer better coverage options. GEICO insurance also falls short in terms of mobile accessibility, which is rather shocking when you consider how great their online account management tools are. However, the GEICO mobile app for Apple and Android devices does have some great user reviews, so it comes down to what functionality you are looking for. On another note, GEICO does not provide several discounts that other top auto insurance companies do. For example, there is no price breaks for low mileage drivers, neither is there a discount for prepayment.

The Verdict

While GEICO may not be the best auto insurance company out there, it is definitely up there with them. Some users find GEICO ideal for them because of their low quotes, comprehensive learning materials, and online support. Overall, GEICO is definitely an auto insurer worth giving a shot.

GEICO Auto Insurance Reviews
GEICO Auto Insurance Reviews

To file a claim with  GEICO Auto Insurance, Customer Service / Support Phone Number : 

  • Sales & Service: 1-800-861-8380
  • Telephone Pay: 1-800-932-8872
  • General Claims: 1-800-861-8380
  • Glass Claims: 1-800-510-2291
  • Emergency Road Service: 1-800-424-3426
  • Mechanical Breakdown Claims: 1-800-443-7411
  • Military Customers: 1-800-MILITARY  or 1-800-645-4827

Get a free GEICO auto insurance quote online: https://www.geico.com/getaquote/auto/

Phone number for GEICO Auto Insurance quote: 1-800-861-8380

Farmers Auto Insurance Reviews, Ratings, Quotes, Customer Service Phone Number

Farmers Insurance Group (commonly referred to as Farmers) is an insurance company that provides coverage options for homes, small businesses, and automobiles, including other financial services and insurance products. The company has a network of over 50,000 independent and exclusive agents, along with 22,000 employees nationwide.

Extensive Coverage and Policy Options

Farmers Insurance is a fantastic option if you need an insurer that has an extensive selection of vehicle coverage and policy products. All standard coverage options are available, including uninsured motorist as well as personal injury coverage.

Opting for the company’s windshield and glass coverage option, you will be able to get your car’s windshield replaced or repaired whenever necessary thanks to Farmers’ service of HelpPoint glass. Moreover, it is also possible for you to get coverage which will pay for your use of a car from a rental after having an accident.

Seniors can enjoy considerable advantages with Farmers Auto Insurance as well, as they are provided with special policies to suit their retirement plans. The most impressive feature of their products however, is undoubtedly the accident forgiveness program. With the help of this policy, you can remove an accident off your record after every three years. This can save you a considerable amount of money.

Benefits of Vehicle Coverage

Farmers’ impressive vehicle coverage products rank right at the top in the market alongside the most comprehensive options provided by other well reputed insurers. Farmers offers comprehensive coverage and standard collision, which are more than enough to keep all of your car’s factory-installed equipment safe. Apart from that, extended coverage for electronic and stereo components is also available.

If you’ve bought a new car and are worried that it won’t get to live too long, you can opt for Farmers Auto Insurance’s New Car Pledge program as it provides coverage for a replacement in case your new vehicle happens to get totaled in its initial two years. The company also has options which offer 24/7 towing and roadside assistance services, both of which are potential life savers in case you experience a breakdown.

The only product that you wouldn’t find in Farmers’ selection is coverage for mechanical breakdown. This type of option pays off engine repair expenses which your car’s warranty doesn’t cover. With mechanical breakdown being the only exception, Farmers has a full-fledged selection of vehicle coverage options.

Financial Strength

Farmers Auto Insurance has received generally favorable ratings from financial review firms. The company’s two most notable ratings from well renowned sources are as follows:

A.M. Best: A (ISR and FSR)

Standard & Poor’s: A+

Farmers Auto Insurance
Farmers Auto Insurance

Final Verdict

Farmers Auto Insurance is undoubtedly a serious contender for individuals looking for extensive coverage for their vehicles. Despite what the company lacks in terms of mobile access and policy discounts, Farmers’ wide range of vehicle coverage and policy products, including the well renowned accident forgiveness program more than makes up for their shortcomings and ranks them among the better auto insurers in the market.

To file a claim with  Farmers Auto Insurance, Customer Service / Support Phone Number : 1-800-435-7764

Get a free Farmers auto insurance quote online: https://www.farmers.com/quote/

Phone number for Farmers Auto Insurance quote: 1-888-327-6335

State Farm Auto Insurance Reviews, Ratings, Quotes, Customer Service Phone Number

State Farm is an insurance company that serves the majority of its customer base in the US, while also having operations in Canada. As of 2014, the company has 81 million policyholders for auto insurance who are catered to by over 65,000 employees as well as around 18,000 agents across the nation.

Financial Stability and Other Ratings

State Farm Auto Insurance is often praised for its wide array of insurance discounts and receives mixed to positive reviews from customers and critics alike. According to the NAIC Complaint Index in 2012, the company scored 0.43 points, which is above average in the auto insurance industry. Apart from that, JD Power & Associates gives the company an overall rating of 4/5 which is also better than a majority of insurers.

Apart from these, A.M. Best gives State Farm an impressive financial rating of “A++”, while the company scores a C+ according to the Better Business Bureau Rating.

Extensive Auto Insurance Discounts

State Farm has a Discount Double Check feature which refers to their review of an automobile’s insurance policy that checks whether or not a policyholder qualifies for any insurance discounts. The following two are the primary insurance discounts State Farm provides:

Drive Safe & Save

State Farm Auto Insurance provides its customers with an option that enables them to save more if they show decent driving behavior. This is the “Drive Safe & Save” program, in which a driver has to connect their vehicle’s indoor system of communications – SYNC, OnStar, and In-Drive – and the company collects some essential information regarding his/her driving characteristics. After examining this information, the company lets them know whether or not they qualify for this auto insurance discount option.

Claims Settlement

Since the company primarily runs all of its operations in person, thanks to its extensive network of local agents, State Farm is able to maintain a “personal touch” on all of their services, including claims settlement. Other auto insurers can’t match up to this convenience provided by State Farm. However, the company lacks in terms of consistency, as the claims aren’t processed centrally and there is always room for variability if any policyholder submits a claim. Simply put, the majority of the company’s services depend on how friendly your local State Farm agent is.

State Farm Auto Insurance
State Farm Auto Insurance

 Pros

  • Insured individuals have additional options for savings thanks to the “Drive Safe & Save” program from State Farm
  • Policyholders also have the convenience of meeting their representatives in person thanks to the company’s network of neighborhood-based agents
  • An extensive array of insurance options and products to choose from, all of which cater to a wide range of customers
  • Subscription for the services of in-vehicle communication is necessary if you are looking to opt for the “Drive Safe & Save” offer
  • According to costumer reviews, State Farm’s claims process is relatively slower than others
  • The company’s rates are above the market average mostly due to the fact that it employs agents locally

 Cons

  • Subscription for the services of in-vehicle communication is necessary if you are looking to opt for the “Drive Safe & Save” offer
  • According to costumer reviews, State Farm’s claims process is relatively slower than others
  • The company’s rates are above the market average mostly due to the fact that it employs agents locally

 

To file a claim with  State Farm Auto Insurance, Customer Service / Support Phone Number : 800-STATE-FARM, (800-782-8332)

Get a free State Farm Auto Insurance Quote online: https://www.statefarm.com/insurance/auto

Or Call State Farm Auto Insurance phone number:  800-STATE-FARM